Terms of Use

• Terms: these Terms of Use.
• User Content: all information posted by a User on the Forum.
• Publisher: the entity responsible for the Site.
• Forum: the discussion spaces provided on the Site.
• Service: all features provided via the Site.
• User: any individual accessing the Site and/or using the Service.

The Terms define how the Service is provided and used. The Service allows reading and participating in discussions on financial topics (stocks, ETFs, crypto-assets, real estate, financial tools).

3.1. Any User is deemed to have accepted the Terms simply by connecting to the Site.

3.2. The Publisher may modify the Terms at any time. Continued use of the Site constitutes acceptance of the changes.

4.1. The Service is free. Internet access costs are borne by the User.

4.2. Posting is possible without creating an account. The User acts under their sole responsibility.

4.3. The Publisher has no obligation of result regarding availability.

4.4. The Publisher may interrupt or modify access without notice.

5.1. The User is solely responsible for the content they post.

5.2. The following content is prohibited:

• contrary to public order and morality;
• insulting, defamatory, racist, xenophobic;
• inciting discrimination or hatred;
• threatening a person or group;
• pedophile or pornographic in nature;
• inciting a crime, offense, or act of terrorism;
• inciting suicide;
• constituting market manipulation or dissemination of false information on financial instruments;
• infringing intellectual property rights;
• infringing privacy;
• for advertising or spamming purposes;
• containing viruses or malicious code;
• constituting identity theft.

5.3. The User agrees to be courteous to other Users.

6.1. A posteriori moderation. The Publisher may remove non-compliant content.

6.2. The Publisher is not subject to a general obligation to monitor.

6.3. Any User may report illicit content via the Site or by e-mail, under the conditions of French law n° 2004-575 of 21 June 2004.

6.4. IP banning is possible for serious or repeated breaches.

6.5. The Publisher cooperates with competent authorities.

7.1. The User warrants that they hold all rights to the content they post.

7.2. The User grants the Publisher a non-exclusive, free, worldwide license for the legal duration of protection.

7.3. This license covers hosting, reproduction, distribution and archiving of the content via the Site.

7.4. User Content is public and accessible to third parties via the internet.

WARNING — Forum content does not constitute investment advice, a recommendation, a solicitation, or a regulated investment service.

8.2. The Publisher is not a financial investment advisor.

8.3. Any investment involves risk of capital loss, which may be total.

8.4. The User remains solely responsible for their decisions.

8.5. The Publisher does not guarantee the accuracy or completeness of content.

9.1. The structure of the Site and its elements (excluding User Content) are the exclusive property of the Publisher.

9.2. User Content remains the property of its authors.

10.1. The Publisher acts as a hosting provider under French law n° 2004-575 of 21 June 2004.

10.2. The Publisher is not liable for direct or indirect damages resulting from use of the Site.

10.3. The Publisher is not liable in case of Site unavailability.

See the Privacy Policy.

The Site may use cookies. The User can manage them via their browser.

Indefinite duration. The Publisher may suspend access to the Service in case of breach.

Articles 7, 8, 9, 10, 16 and 18 survive termination of the Terms.

See the Legal notice page.

16.1. Force majeure. Force majeure events are exonerating.

16.2. Severability. Partial invalidity does not affect other clauses.

16.3. Assignment. The Publisher may assign its rights.

16.4. No waiver. Tolerance does not amount to waiver.

17.1. French law applies.

17.2. Amicable resolution is preferred.

17.3. Failing that, French courts have jurisdiction. Consumers may bring action before the court of their domicile.

These Terms constitute the entire agreement between the User and the Publisher.